Rideshare Insurance
First Chicago Insurance Company (FCIC) offers insurance coverage for drivers who operate their vehicles for rideshare or delivery-related purposes. If a vehicle is used to work for a company such as Uber, Lyft, or another Transportation Network Company (TNC), the driver most likely will need additional TNC rideshare coverage to fill potential coverage gaps while working.
- If a vehicle is used 18 hours or less a week for TNC purposes (ridesharing) and/or delivering for other companies, it is assigned the Part-Time rate for these endorsements.
- If a vehicle is used more than 18 hours a week for TNC purposes (ridesharing) and/or delivering for other companies, it is assigned the Professional rate for these endorsements.
- Rates for these endorsements will also vary depending on if liability-only or full coverage is selected on the vehicle used for TNC and/or delivery purposes.
- If the vehicle is leased from a fleet owner for TNC purposes (ridesharing) and/or delivering for other companies, the risk is written through our Commercial Lines Public Transportation Car Service Program.
- All fleets are written through our Commercial Lines Public Transportation Car Service Program.
Securing TNC coverage may be legally required and offers you peace of mind, knowing your vehicle is protected at any point during a trip.
Our value-driven insurance products along with our claims handling expertise allows our customers to get the most comprehensive insurance products available.
Get a Rideshare Insurance quote today!
